Don't risk losing it to bureaucratic banks. Access DSCR, Bank Statement, and Fix & Flip financing with the industry's lowest costs and up to 80% LTV.
PURCHASE • CASH OUT REFINANCE • RATE/TERM REFINANCE
CHECK YOUR ELIGIBILITY NOWWe specialize in Debt Service Coverage Ratio (DSCR) loans—the ultimate tool for scaling your portfolio without tax returns or employment verification. If the property cash flows, you qualify.
Qualify based strictly on the property's rental income (or potential income). No W-2s, no tax returns required.
We move at the speed of opportunity. Close your deal in 10-21 days on average.
Available for Single Family, 2-4 Units, Condos, and Short-Term Rentals (Airbnb/VRBO).
Up to 80% LTV on purchases and refinances to maximize your buying power.
Options available even if the property doesn't fully cover the debt (DSCR < 1.0) for strategic acquisitions.
No limit on the number of properties you can finance. Build your empire without hitting a "bank wall."
Get a personalized term sheet in minutes, not days.
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"I’m not just a broker; I’m your strategic partner in wealth building. In an industry full of transaction-chasers, I pride myself on longevity and relationships. I want to be the one handing you the keys to your 10th property, not just your first. Let's make your real estate goals a reality—starting right now."
For self-employed borrowers. 12-24 months statements used for income. High approval odds.
Ideal for gig workers and contractors. No tax returns needed. Simple qualification.
Short-term capital for renovation and stabilization. Close fast in 10-14 days.
Ground-up construction loans for builders and investors. Flexible draw schedules.
"The speed was incredible. I was stuck in underwriting with a bank for 45 days. KD Funding closed my DSCR loan in 12 days. Saved the deal."
- Michael R., Florida Investor"Being self-employed makes getting loans a nightmare usually. Keldrick's team looked at my bank statements and got me approved without a single tax return."
- Sarah T., Business Owner"I appreciate the direct communication. No call centers, just real expertise. They structured my portfolio refinance perfectly."
- David L., Multi-Family Investor