Terms and Conditions.

01Agreement to Terms

By accessing this website, submitting an inquiry or application, or using services made available through KD Funding, you agree to be bound by these Terms and Conditions and the related Privacy Policy.

If you do not agree to these Terms, do not use the website or submit information through KD Funding's forms, applications, or communication channels.

02Financing Services

KD Funding provides access to potential financing options for qualified businesses and real estate investors. Available products may include:

• Business working capital and short-term financing.
• Business lines of credit.
• DSCR and other investment-property financing.
• Bank-statement, bridge, fix-and-flip, refinance, cash-out, or other business-purpose programs when available.

Program availability, eligibility requirements, documentation, pricing, fees, payment structures, loan terms, and funding timelines may vary by funding source and applicant profile.

03No Commitment to Lend or Guarantee of Approval

Submitting an inquiry, completing an application, receiving a preliminary estimate, or speaking with KD Funding does not constitute an approval, offer, commitment to lend, or guarantee of funding.

All approvals, amounts, pricing, fees, terms, conditions, payment schedules, and funding timelines remain subject to the final review and underwriting requirements of the applicable lender or funding source.

04Third-Party Lenders and Service Providers

KD Funding may refer, submit, or otherwise present information to third-party lenders, funding sources, underwriting partners, technology providers, and other service providers in connection with a requested service.

KD Funding does not control every third party's approval standards, underwriting decisions, websites, systems, policies, products, pricing, or performance. Any final financing agreement is between the applicant and the applicable lender or funding source.

05Disclaimer of Warranties

The website and services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, KD Funding disclaims warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, or uninterrupted operation.

KD Funding does not warrant that every applicant will qualify, receive an offer, obtain a requested amount, or close within a particular timeframe.

06Limitation of Liability

To the fullest extent permitted by law, KD Funding and its owners, employees, agents, partners, suppliers, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of the website or services.

This includes, without limitation, loss of profits, data, business opportunity, goodwill, or other intangible losses resulting from access to or inability to access the website, reliance on website content, third-party conduct, or a lender's underwriting or funding decision.

07Governing Law

These Terms will be governed and construed in accordance with the laws applicable to KD Funding's operations, without regard to conflict-of-law principles.

The specific jurisdiction and venue applicable to a dispute may depend on the nature of the transaction, the location of the parties, and any controlling agreement with a lender or service provider.

08Changes to These Terms

KD Funding may update or replace these Terms at any time. Material changes may be posted on this page with a revised “Last updated” date.

Continued use of the website or services after revised Terms are posted constitutes acceptance of the updated Terms to the extent permitted by law.

09Questions About These Terms

Questions regarding these Terms and Conditions may be directed to KD Funding.