Business Funding
Working capital and credit options for established businesses in the United States and Canada.
6+Months in business$25K+Monthly revenue525+Credit profile
Start Business Funding Application
Business Funding & DSCR Loans
Capital for Businesses.
Capital for Businesses.
Financing for Investors.
KD Funding helps established businesses pursue working capital and helps real estate investors explore DSCR financing for qualifying rental properties.
Strategic lender placementPersonal file managementClear underwriting communication
Business funding in the U.S. and Canada
Real estate investor financing
Personal funding management
Funding Calculators
Evaluate Your Next Move.
Estimate business funding readiness or analyze the debt coverage of a potential rental property.
Choose Your Path
Two Goals. Two Focused Strategies.
DSCR Loans
Financing for qualifying rental and investment properties based primarily on property cash flow.
660+Credit scoreRentalIncome reviewInvestorLoan purpose
Start DSCR Loan ApplicationHow It Works
A Clearer Path to Capital.
Choose Your Funding Path
Select Business Funding or DSCR financing based on your current objective.
Complete the Application
Submit the requested business, borrower, or property information through the correct application.
Review, Placement and Underwriting
KD Funding reviews the file, identifies potential funding sources, and guides the next steps.
Why KD Funding
Guidance Beyond the Application.
Strategic Placement
Your file is evaluated against available funding sources instead of being pushed into one generic product.
Personal Management
You receive a dedicated point of contact throughout the review and underwriting process.
Clear Communication
Requirements, lender requests, underwriting concerns, and next steps are explained clearly.
Meet Your Funding Manager
Keldrick Dodson
KD Funding was created to give business owners and real estate investors a clearer, more personal path to capital.
Led by Keldrick Dodson, KD Funding provides strategic lender placement, personal file management, and clear communication throughout the funding process.
Frequently Asked Questions
What to Know Before You Apply.
Businesses should generally have at least six months in operation, at least $25,000 in average monthly revenue, and a credit profile of approximately 525 or higher. These are baseline guidelines and do not guarantee approval.
The initial review generally requires a completed application, government-issued identification, and six months of business bank statements. Additional items may be requested.
No. Approval, amount, pricing, terms, payment structure, and funding timing are subject to lender underwriting and program availability.
A Debt Service Coverage Ratio loan is an investment-property financing product that evaluates whether the property's rental income can support its debt obligations.
KD Funding's current minimum target is a 660 credit score. Individual lender requirements may vary based on the property and overall file.
Potential uses may include purchases, rate-and-term refinances, and cash-out refinances, subject to property eligibility and lender requirements.
Take the Next Step
What Are You Building Next?
Choose the application that matches your business or real estate goal.
KD Funding is a commercial finance and mortgage brokerage, not a bank. Financing products are offered through third-party funding sources. Approvals, amounts, rates, fees, terms, property eligibility, and funding or closing timelines are subject to underwriting and program availability.