Business Funding Application | KD Funding
Business Funding in the U.S. & Canada

Working Capital for the Business You’ve Built.

Complete one streamlined application to explore working capital, short-term business financing, and potential business lines of credit for your next operational or growth priority.

Secure application Personal file management Strategic lender placement
$25K+ Monthly Revenue
525+ Credit Score
Minimal NSFs
No Hard Pull Eligibility Check
6+ Months In Business
Secure Business Funding Application

Take the Next Step Toward Working Capital.

Complete the form below with accurate business and ownership information. After submission, KD Funding will review the file and contact you regarding documents, questions, and potential next steps.

Secure & encrypted submission

No hard credit inquiry is required for the initial eligibility review when applicable. Final underwriting may require additional verification. Completing this form does not guarantee approval, an offer, a specific amount, pricing, terms, or funding.

What Happens Next

A Clear Path From Application to Lender Review.

Three focused stages keep the process organized without adding unnecessary friction.

Stage 1 of 3

Complete the Application

Start by providing accurate business, ownership, revenue, and funding-request information through the secure application.

  • Business and ownership details
  • Average monthly revenue and time in business
  • Requested funding amount and intended use
Complete the Application
Put Capital to Work

Funding for the Priorities That Move Business Forward.

Available products and structures depend on the business, bank activity, credit profile, existing obligations, and lender underwriting.

Cash-Flow Support

Strengthen day-to-day operating liquidity and manage timing gaps.

Payroll and Staffing

Support payroll, recruiting, and workforce needs during growth periods.

Inventory

Purchase products or materials ahead of demand and seasonal opportunities.

Expansion and Renovation

Open a location, improve an existing space, or increase operating capacity.

Equipment

Acquire or upgrade the tools, systems, and technology required to operate.

Time-Sensitive Opportunities

Respond to contracts, bulk purchases, marketing campaigns, or urgent needs.

Keldrick Dodson, Dedicated Funding Manager
Your Funding Manager

Keldrick Dodson

Business Funding Manager

I personally review each submitted application and manage the file through documentation, lender placement, underwriting requests, and available next steps.

The goal is not to force every business into the same product. It is to understand the business, identify the strongest responsible direction, and communicate clearly throughout the process.

Merchant Success Stories

Business Owners Who Chose KD Funding.

Use the arrows or dots to review client experiences across multiple industries.

★★★★★
“Our logistics fleet was facing a massive repair bill that threatened our delivery schedule. Keldrick secured $85k in capital in under 48 hours. He looked at our revenue, not just our history. We didn't miss a single shipment.”
Marcus Thorne Thorne Hauling & Logistics
★★★★★
“Inventory costs spike before the holidays, and we needed to buy in bulk to keep our margins high. The $120k line of credit we received allowed us to stock the shelves and have our best Q4 in five years.”
Linda Harper Harper’s Boutique & Retail
★★★★★
“As a medical practice, patient care is everything. When our imaging equipment needed an upgrade, the bank wanted months of paperwork. KD Funding made the process seamless, and we were fully funded by Friday.”
Dr. Elena Rossi Rossi Dental Arts
★★★★★
“We hit a payroll gap while waiting on a major city contract payout. Keldrick understood the construction draw process and bridged the gap with $60k. It literally saved our workforce and the project timeline.”
Brian O'Malley O'Malley Custom Builds
★★★★★
“Opening a second restaurant location is high risk. The working capital we secured here covered our build-out and initial staffing. They treat you like a partner, not a number. Highly professional experience.”
Sofia Castillo The Hearth & Vine Restaurant
★★★★★
“Modern auto diagnostics require expensive software and hardware. We got the $40k we needed to modernize our shop in 3 days. Our efficiency has doubled, and we’re already looking at a second expansion.”
Rick Valles Valles Precision Auto
★★★★★
“My e-commerce store went viral, and I suddenly needed $100k for inventory to meet demand. KD Funding moved with the speed of the internet. Simple, fast, and transparent. I'll never go back to traditional banks.”
James Miller Miller Direct Goods
Before You Submit

Business Funding Questions.

Businesses should generally have at least six months in operation, at least $25,000 in average monthly revenue, a credit profile of approximately 525 or higher, and minimal recent NSF activity. These are baseline guidelines, not an approval guarantee.
Prepare a clear government-issued driver’s license and six complete months of business bank statements. Additional documents may be requested based on the business and lender.
No hard credit inquiry is required for the initial eligibility review when applicable. Final underwriting may involve additional identity, credit, or business verification depending on the funding source.
No. All approvals, amounts, pricing, fees, payment structures, terms, conditions, and funding timelines remain subject to lender underwriting and program availability.
Ready to Move Forward?

Complete the Application While Your Business Information Is Ready.

Have your driver’s license and six months of complete business bank statements available to help reduce delays during the initial review.

Start My Business Funding Application